For the past two years, my Yamaha R6 was more than just a bike-it was a huge part of my life. I even made a review on it because I loved it so much. But eventually, I reached a point where I had to face the music: I just couldn’t afford the monthly payments anymore. I still love sportbikes to death, but I knew I had to let this one go and wait for a better time to ride again.
Looking for buyers
I started looking for buyers on Facebook, which was a headache, to say the least. I kept getting lowball offers around 140,000 THB (4,499 USD), while I still had 199,959.55 THB (6,426 USD) balance to clear. Finally, I found someone who was willing to step up and buy it for the full price.
The Unexpected Twist
When the pickup truck arrived to collect the bike, things got tricky. During the inspection, we found some defects I didn’t even know existed. The biggest shock? The mileage. The dash showed 9,407 km, but it wasn’t the actual distance because the dashboard has been swapped out. Since I’m not a bike inspection expert, I was completely in the dark about it.
The buyer trusted that I wasn’t trying to hide anything, but he was understandably worried. To make it fair, we struck a deal: I would pay 9,959.55 THB (350 USD) out of my own pocket, and he would cover the remaining 190,000 THB (6,106 USD).
The 944.67 THB “Finance Drama”
I agreed instantly just to get this debt out of my life, but the finance company had other plans. When I paid my 10k share, their system flagged it as an “overpayment.” Instead of a clean 190k, the balance showed 190,944.67 THB (6,136 USD).
They gave me two annoying options: pay the extra 944.67 THB (30 USD), or go through a massive hassle with refunds and restarting the process. I didn’t want to make the buyer wait, and it felt unfair to let him deal with that mess. So, I bit the bullet and paid the extra 944.67 THB. I wanted everything to be fair and square, and more importantly, I just wanted this chapter closed.
Buying My Freedom
I don’t see that 10,904.55 THB (350 USD) as a loss; I see it as the price of “buying my financial freedom”. Getting that debt off my back was the best feeling ever.
With my new financial freedom, I decided to treat myself to a Gaming Laptop! Now I can play games, write my blogs, and do some programming from anywhere. I picked up a brand-new Gigabyte from IHAVECPU-shoutout to P’Pao for the great service! I’m currently on a manageable installment plan of 5,600 THB (180 USD) for 5 months, and I couldn’t be happier.
Have you ever had to make a tough financial choice to buy your freedom? Let’s chat in the comments!
